One canonical identity
Your CTG One account is the primary identity. The wallet links to that account instead of creating a second financial user.
CTG One Wallet
Your CTG One money and assets, in one wallet.
Access it on the web or install the app. Both surfaces use the same CTG One account, the same identity relationship and the same canonical financial sources.
CTG One / Wallet
Unified financial identity
Conceptual architecture view
Saldo CTG
COP / CTG Ledger
Blockchain
Polygon / EVM
Account model
1 CTG One user → 1 canonical wallet identity
Product architecture
One experience; separate sources of truth.
Legacy wallet preserved
If you already had a verified wallet, CTG One is designed to preserve its address and stop any silent replacement when a conflict is detected.
CTG Balance with its own authority
COP derives from the CTG One ledger while on-chain assets derive from blockchain. The interface unifies the experience without mixing sources of truth.
Capability status
The interface only enables what the backend can certify.
Financial functions may be enabled, controlled, informational only, or closed. A screen or SDK does not make a capability production-ready.
CTG Balance and activity
Authenticated read model served by CTG One financial authority.
Top up CTG Balance
Enabled only with KYC and a top-up action published by CTG One.
Receive crypto
Only the primary Privy EVM address verified by CTG One for Polygon is published. Bitcoin, Ethereum and BNB remain watch-only views.
Send crypto
The public contract keeps moneyMovement closed. Canary infrastructure exists, but it can operate only when server-side guardrails are explicitly and deliberately opened.
Swap
The surface may estimate a route but does not execute or mutate balances.
Bank withdrawal / crypto purchase
Not presented as production operations until canonical execution and reconciliation contracts exist.
Web Wallet
Integrated directly into ctgone.com
If you already have a CTG One session, you enter the Wallet with that same account. Otherwise, login preserves the destination and returns you to the Wallet.
Open Web WalletApp / PWA
The same wallet on your device
The app is a client of the same CTG One identity and must not create a second ledger or replace an already verified legacy wallet. Operational capabilities follow the same fail-closed backend rules.
Open PWATop up CTG Balance
COP top-ups belong to the Wallet. Payment is registered as evidence and the balance changes only after the corresponding verification and reconciliation.